Services
There are a number of financial products on the market and it is important that you find a solution that best suits your needs and serviceability.
We pride ourselves on our ability to get your loan settled! We have extensive experience in all things lending, including:
buying My First Home
With so many different loan products on the market, finding a home loan as a first home buyer can be overwhelming. There is a range of options available to you that may save you money, provide you with greater flexibility and peace of mind.
Matfin uses their expertise and experience in the home loan market coupled with unique software that enables them to compare hundreds of loans in a matter of minutes. We will then be able to provide you with a short list of loans that are both competitive and suitable – simplifying the loan selection process.
Wanting a Better Deal
Matfin provides a quick, easy and obligation free service that allows you to compare your current home loan against the hundreds of loans available from our panel of lenders.
It is common for people to consider refinancing as they can often get a better interest rate, lower monthly repayments, lower or no ongoing fees and even change their loan to suit their lifestyle and phase of life. Best of all, it won’t cost you anything to have a Matfin consultant compare loans for you – so you could start saving money very soon.
Looking to Invest
Investing in property has always been seen as a safe and effective way to build wealth. The tangible evidence of your investment coupled with the rental income and possible tax concessions make it easy to see why an investment in property can be an attractive choice. Matfin can guide you through the process of property investment and can help you to ensure that you a choosing the right loan to suit any future growth in your portfolio.
Growing your Investment Portfolio
If you already own your own home, or already have an investment property, utilising the equity in your home to finance an investment property is a great way of putting your property to work for you and building your investment portfolio. Matfin can simplify this process for you by reviewing your current portfolio and providing recommendations on the best home loan options available that caters for a growing portfolio for now and into the future.
Property Report
Whether you're buying, selling or refinancing - it's vital to ensure you have accurate information regarding the current market. If you are looking at selling or refinancing, Matfin can provide a property report that will review your area and provide information on market trends, recent sales and comparable properties on the market. Matfin can also assist with future purchases by reviewing your preferred area or property and providing recent sales, demographics for the area, price history and a property summary. This is a great way of seeing how your property sits within the market or where is the best area to invest in the future.
Investing in Commercial Property
As a business owner you are focused on managing a successful business and therefore when it comes to finding the right commercial loan you need a finance consultant who understands your business as well as you do. Matfin will invest time in understanding your business and finance structure so they are able to negotiate with the banks on your behalf and facilitate the finance to help grow your business or asset portfolio.
Buying Property inside Self-Managed Super (SMSF)
Inside of super you can take advantage of your existing superannuation balance and use these funds to help purchase an investment property. This is a great way to invest and to set yourself up for your retirement and Matfin can help you get their faster.
SMSF borrowing carries with it a range of compliance, regulatory and finance requirements that need to be satisfied. It is therefore essential that you have access to appropriate people that understand this market. Matfin understands this market and can also facilitate an introduction to solicitors and accountants that specialise in this area.
Buying a Car
Apart from a home, a car is one of the single biggest purchases you are likely to make. A car loan can help you get the car you want. Whether it's a loan for new or used car or even a motorbike, Matfin can help you with finding the best car finance deal for your new or used purchase. Talk to us before you walk into a dealership and you will have more bargaining power to save.
Wealth and Income Protection
We understand that your ability to meet your loan repayments are completely dependent on your ability to earn an income. Through our valued partnership arrangement with an insurance brokerage firm we are able to offer our clients a range of different insurance opportunities to ensure that you can still own your home even if you are unable to work sue to injury or illness.
Home, Contents and Car Insurance
Having insurance for your home building, your home contents, as well as your car is a necessity. Through our valued partnership arrangement with an insurance brokerage firm we are able to offer our clients a range of different insurance options.